Punjab · 2026

Stamp Duty in Punjab 2026

Current stamp duty is 7% on sale deeds, with 1% registration. This page covers rates, calculator, concessions, and how to pay.

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Current Punjab Stamp Duty Rates (2026)

TransactionMale BuyerFemale BuyerRegistration
Sale Deed / Conveyance7%5%1%
Gift Deed (family)3.50%2.50%1%
Lease (≥ 30 years)3.50%2.50%1%

Sample Calculation: ₹50 Lakh Property in Punjab

Breakdown

Property value
₹50 L
Stamp duty (7%)
₹3,50,000
Registration (1%)
₹50,000
Total closing cost
₹4,00,000

Your Property

Calculate stamp duty for your exact property value, with women's concessions, joint ownership, and transaction-type specifics.

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How to Pay Stamp Duty in Punjab

  1. 1E-Stamping (recommended): Visit the Stock Holding Corporation of India (SHCIL) portal or authorised agent. Create an e-stamp certificate for your transaction amount.
  2. 2Physical stamp paper: Buy non-judicial stamp paper from authorised vendors for the calculated stamp duty value. Less common now as most states have moved to e-stamping.
  3. 3Register at SRO: Present the executed deed and paid e-stamp at the Sub-Registrar Office having territorial jurisdiction. Pay registration fees at time of registration.
  4. 4Keep originals safe: The registered document is the title proof. Get certified copies for your records and retain the original in bank safekeeping.

Concessions & Penalties in Punjab

Concessions

  • Women buyers: 5% (vs 7% regular)
  • Gift to blood relatives: typically 50% of sale duty
  • First-time buyer schemes: state-specific, check with SRO
  • Agricultural land conversion to residential: separate duty

Penalties for under-stamping

  • Deficit stamp duty must be paid with penalty
  • Penalty typically 2%–10x of deficit (Section 33 Indian Stamp Act)
  • Document inadmissible in evidence until stamped
  • Collector has power to impound under-stamped documents

Related Tools & Guides for Punjab

Stamp Duty Calculator

Exact calculation for your property with all surcharges

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Rent Agreement in Punjab

State-specific format, notarisation rules, stamp duty

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Rent Agreement Generator

Create a ready-to-sign agreement in 2 minutes

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Gift Deed Generator

Transfer property to family with correct stamp duty

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Disclaimer: Stamp duty and registration rates in Punjab are revised periodically by the state government and local municipal bodies. These rates are accurate to 2025-2026 baseline; always verify with the Sub-Registrar Office (SRO) having jurisdiction, the Department of Registration & Stamps of Punjab, or consult a property lawyer before paying. This page provides information, not legal advice.